Updated 4 Aug 2016

Travel Insurance New Zealand

Comprehensive

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Key data

Policy

Underwriter
Lloyd's
Underwriter's financial strength rating
A+ (Standard & Poor's)
Phone
0800 699 070
Cooling-off period
14 days
Oldest age covered
No limit
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Health cover

Overseas emergency medical expenses
Unlimited
Emergency dental treatment
$1000
Hospital cash allowance
$50 per day up to $5000 if hospitalised for 48hrs+
Ongoing medical expenses in NZ
Not available

Belongings

Depreciation
No depreciation applied to goods bought duty-free or on your trip
Luggage and personal effects
$15,000
Cameras and video cameras
$3000
Computers
$3000 ($1000 tablets)
Mobile phones
$1000
Other items
$1000
Theft of cash
$250
Travel documents
$2500
Delayed luggage
Up to $250 (12hrs before allowance kicks in)

Bookings

Cancellation fees and loss of deposit
$25,000
Resumption of trip
Up to $3000

Liability

Personal liability
$5 million
Rental vehicle excess
$6000

Death and injury

Accidental death or permanent injury
$15,000
Funeral expenses
$15,000
Loss of income stipend
Up to $400 per week capped at $10,400

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