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Key data


Cigna Life Insurance New Zealand
Underwriter's financial strength rating
A- (A.M. Best)
0800 244 467
Cooling-off period
7 days
Oldest age covered
110 years and under
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Health cover

Overseas emergency medical expenses
Emergency dental treatment
Hospital cash allowance
$100 per day up to $3000 if hospitalised for 24hrs+
Ongoing medical expenses in NZ
$1000 for up to 3 months


Depreciation applied to goods
Luggage and personal effects
Cameras and video cameras
Mobile phones
Other items
Theft of cash
Travel documents
Reasonable costs
Delayed luggage
Up to $500 (12hrs before allowance kicks in)


Cancellation fees and loss of deposit
Resumption of trip
Not available


Personal liability
$1 million
Rental vehicle excess
$2000 (+ reasonable expenses to return vehicle)

Death and injury

Accidental death or permanent injury
$100,000; permanent injury not covered
Funeral expenses
Loss of income stipend
Not available

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