Updated 4 Aug 2016

World Nomads

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Key data

Policy

Underwriter
Lloyd's
Underwriter's financial strength rating
A+ (Standard & Poor's)
Phone
0800 666 237
Cooling-off period
14 days
Oldest age covered
69 years and under
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Health cover

Overseas emergency medical expenses
Unlimited
Emergency dental treatment
$500
Hospital cash allowance
$50 per day up to $5000 if hospitalised for 48hrs+
Ongoing medical expenses in NZ
Not available

Belongings

Depreciation
Depreciation applied to goods
Luggage and personal effects
$10,000
Cameras and video cameras
$2000
Computers
$2000
Mobile phones
$2000
Other items
$700
Theft of cash
$250
Travel documents
$1500
Delayed luggage
Up to $450 (12hrs before allowance kicks in)

Bookings

Cancellation fees and loss of deposit
Unlimited
Resumption of trip
Up to $1500

Liability

Personal liability
$2.5 million
Rental vehicle excess
$3000 (+ $500 to return vehicle)

Death and injury

Accidental death or permanent injury
$12,500
Funeral expenses
$15,000
Loss of income stipend
Not available

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