Updated 4 Aug 2016
Worldcare
GoComprehensive Travel Insurance
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Key data
Policy
Underwriter
Allianz Australia Insurance
Underwriter's financial strength rating
AA- (Standard & Poor's)
Phone
0800 553 550
Cooling-off period
2 days
Oldest age covered
No limit
Compare premiums
Health cover
Overseas emergency medical expenses
Unlimited
Emergency dental treatment
$3000
Hospital cash allowance
$150 up to $4000 if hospitalised for 48hrs+
Ongoing medical expenses in NZ
Not available
Belongings
Depreciation
Purchase or replacement price for goods less than 2 years old
Luggage and personal effects
$25,000
Cameras and video cameras
$2500
Computers
$2500
Mobile phones
$2500
Other items
$1500
Theft of cash
$500
Travel documents
$3000
Delayed luggage
Up to $1500 (12hrs before allowance kicks in)
Bookings
Cancellation fees and loss of deposit
Unlimited
Resumption of trip
Up to $10,000
Liability
Personal liability
$2.5 million
Rental vehicle excess
$6000
Death and injury
Accidental death or permanent injury
$50,000
Funeral expenses
$25,000
Loss of income stipend
Not available
Member reviews
"Excellent Policy for Seniors with Pre-existing Conditions"
27 May 2017, Jan
Product use: 1 - 3 months
Pros:
As someone with several significant pre-existing conditions this policy was $1,800 cheaper than identical cover with Southern Cross. The base cost for both companies was much the same (although with Worldcare I elected to have no excess over the whole policy). The much higher cost with SCTI was for the pre-existing conditions. Very easy to complete the whole application on-line.
Cons:
No cons.
Recommend it?
Yes, I recommend this product.
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