Car insurance

We'll help you choose the right cover at the right price.

Man and woman in car

Our survey of car insurers found you can make substantial savings by switching. Every time you get your annual renewal notice, take the time to check if you’re better off switching companies. We found it could save you more than $1100 each year.

We've gathered information on 17 car insurance policies.

Find a car insurance policy Join Consumer Log in

Our insurance satisfaction survey also tells you which company has the most satisfied customers – and which ones score lowest.

How should you choose a car insurer? We recommend the following steps:

  • Look at what you’re paying. Then use our premium comparison tool to see how your insurer’s prices compare with other companies’.

  • Check out insurers’ customer satisfaction scores. We’ve got scores for 12 companies from our survey of more than 6000 Consumer NZ members.

  • Consider bang for buck. Our policy database lets you compare the cover offered by 17 comprehensive car insurance policies.

  • Get quotes from at least three insurers. The price you get depends on your age, gender, car, driving history and where you live.

  • Take the time to read the policy before signing up. The worst time to discover the limitations of a policy is after you make a claim.

Car insurance buying guide

Here's what you need to know before purchasing a policy.

Read the guide