We’ve put together this downloadable guide (3.15 MB) with all you need to know before boarding the plane. You can also read it by making your way through the pages below.
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Accidents can happen while you’re overseas – even if you’re visiting a “safe” destination. If your trip goes south, you could be saddled with an enormous bill for medical, legal and other expenses. The New Zealand Government won’t bail you out.
That’s why comprehensive travel insurance is crucial. It covers your medical costs and personal liability. It can also compensate you if your belongings go missing or you need to cancel or change a travel booking.
However, it’s important to note travel insurance doesn’t cover every eventuality and there are conditions you must meet before your insurer pays out. So before you jump on that jet plane, let’s go over the basics.
Here are the common questions you’ll encounter from travel agents, banks, and individual insurers when taking out an insurance policy.
Insurers sell different policy options, and some premium credit cards also come with built-in travel insurance. Which should you choose?
Learn about the benefits built-in to your policy – for medical expenses, belongings, bookings and more. Plus, when you may not be covered.
You stand a much better chance of making a successful claim if you get in touch with your insurer promptly and gather evidence.
This information is available to Consumer members only.