7 tips for shopping online

So, before you click ‘add to cart’, check out our tips for having a good online shopping experience.

1. Know who you’re really shopping with

Don’t assume a ‘.co.nz’ website is a New Zealand company. Having a .co.nz domain name can be a way for overseas sellers to win your trust.

If you’re lucky, that might just mean having to wait longer than you thought to get your package. But it can also mean it’s expensive to return an item or that you have to deal with an overseas seller if things go wrong. Having the name of a New Zealand city in the name of a store also doesn’t mean it’s really based here.

Look at the ‘contact’ and ‘about’ pages of websites to try and determine whether you’re really dealing with a New Zealand business.

You can also:

• search the Companies Register to check if the trader is New Zealand registered.

• check who has registered a domain name using the Domain Name Commission’s website.

2. Ignore the sales hype

Be sceptical of pressure tactics when shopping online. Claims like ‘limited stock’ and countdown timers are intentional sales strategies designed to get you to buy and not think too much.

Also beware of special deals on social media. They might use phrases like “1-day flash sale” to get you to act quickly but clicking these links can take you to scam websites. If a deal seems too good to be true it almost certainly is.

3. Be sceptical of reviews

Fake reviews are everywhere. Often there will be tell-tale signs that a review is fake, like repetitive language and stock phrases that could apply to anything.

We’ve written about why you can’t trust online reviews.

Look for independent sources of information, such as our website. We've reviewed thousands of products - this page with all our top tests is a great place to get started.

4. Pay by card

We recommend using a debit or credit card to shop online – that way, you can apply for a chargeback (where your bank reverses the payment) if the correct goods don’t show up.

Remember to take a screenshot of your completed order or save the order confirmation email, in case something goes wrong. Keep an eye on your bank statements. Contact your bank immediately if you spot anything unusual, such as two transactions for one item.

Here’s how you can apply for a chargeback.

5. Use price comparison websites

Make sure a better price isn’t available just around the corner by consulting the price tracking graphs on price comparison websites.

We like to use Priceme and PriceSpy. The graphs show you the prices that stores have been charging for an item – so you can tell if you’re really getting a good deal.

Also check if the store you’re thinking of buying from has a price guarantee, which is when they’ll match or beat the price of another store. You can use theses online with most big box retailers. If you’re buying at full-price, check if they have a price promise so you can get some money refunded if it goes on sale soon.

6. Cover your tracks

Regularly clear your cache and browsing data to reduce the chances of traders offering you prices based on your online activity.

Double check prices using another device (such as your desktop computer against your iPhone) or a different browser.

7. Check return policies before you buy

Anticipate what will happen if your item arrives and isn’t to your liking. Will you be able to return it? Will you have to pay courier costs?

See if the policy says where you’ll have to return the item, so you can decide if the risk of paying the return cost is worth it.