Pet insurance can come with a few fishhooks.
Pet insurers want to make you the “best pet parent” by providing the “care your pet deserves”.
However, this cover doesn’t come cheap and our survey found these policies can have a few claws you need to be aware of before taking the plunge.
We compared the cost of six comprehensive pet insurance policies for:
We based our comparison on the maximum cover available under each policy.
Pet-n-Sur lists the top five claims for dogs as resulting from:
For cats, common claims result from:
Our dog is insured with Petplan and apart from the rising monthly cost, we had been happy with them. That was until our dog found 2 bars of chocolate on 2 different occasions in one year, now we have a stand down period for a similar claim for 2 years.
On looking at the policy excess, we pay $150 now until August this year when we will have to pay $150 plus 20% and then when he turns 10 its $150 plus 35%!!!
We will be changing or cancelling, so interesting to hear others opinions.
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