Updated 18 Sep 2018


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Full policy details


FMG Insurance
Financial strength
A (A.M. Best)
Independent complaints organisation

Insurance & Financial Services Ombudsman Scheme

0800 366 466
Cooling-off period
30 days

Standard excesses for fully-licenced, named drivers

Under 21
21 to 24


25 plus


Main cover

Damage to others' property

Up to $10 million

Towing costs following accident

Reasonable towing costs

Road-clearing costs following accident

Up to $5000

Transport costs following accident

Transport and accommodation costs up to $2000

Accommodation costs following accident

Transport and accommodation costs up to $2000

Cover for natural disasters


Other benefits

Damage to trailer covered under same policy

Up to $1000 (standard excess applies)

Cover for windscreens/windows


Possible to claim for broken glass without impacting excess/no-claims discount

Yes (but no-claims discount may be impacted)

Keys/locks replaced

Reasonable costs (no excess)

Repairs done by specified repairer guaranteed


Option to choose your own repairer


Roadside assistance available


Rental car during repairs

Optional extra (up to $100 per day for up to 30 days)

No-claims discount protection (including at-fault crashes)


New vehicle replaced entirely

Yes, if less than 1 year old

Car accessories included in cover

Yes - child car seat, stereo, etc

Car accessories kept at home covered

Yes - if usually kept in the car

Death and injury cover

Driver's death

$5000 total

Driver's personal injury

Up to $10,000 total

Driver's medical expenses


More info

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