Skip to content
Product review
Updated June 2023

Health insurance

Compare 12 policies and their premiums.

nib

Ultimate Health

  • Insurance type

    Black padlock
  • Financial strength

    Black padlock
  • Phone

    Black padlock
  • Cooling-off period

    Black padlock

Overview

Our survey of health insurance providers took place in January/February 2023. Monthly premiums are for non-smokers with no pre-existing conditions. Where applicable discounts have been applied for direct debit payments, non-smoker discounts, or discounts for joining healthy living or lifestyle programmes.

n/a = not applicable.

Policy

Insurance type

Black padlock

Financial strength

Black padlock

Phone

Black padlock

Cooling-off period

Black padlock

Hospital surgical

Black padlock

Hospital medical

Black padlock

Specialist consultations associated with hospitalisation

Black padlock

Specialist consultations not associated with hospitalisation

Black padlock

Major diagnostics associated with hospitalisation

Black padlock

Major diagnostics not associated with hospitalisation

Black padlock

Oral surgery

Black padlock

Minor surgery

Black padlock

Pharmaceuticals

Black padlock

Additional cover

Physiotherapy after being discharged

Black padlock

Post-op home nursing

Black padlock

Overseas treatment

Black padlock

Travel and accommodation benefit

Black padlock

Public hospital benefit

Black padlock

Funeral benefit

Black padlock

Common exclusions

Allergy (ie desensitisation or testing)

Black padlock

Dementia

Black padlock

Infertility

Black padlock

Mental health

Black padlock

Obesity

Black padlock

Pregnancy

Black padlock

Vision correction

Black padlock

Other

Black padlock

More info

Claims paid to premiums collected

Black padlock

Satisfaction

Black padlock

Member reviews

Get access to review